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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,433 | $165,939-29.2% | $122,354-4.0% | $147,586-20.4% |
| Participation rate | 92.9% | 79.6%+13.3pp | 71.6%+21.2pp | 82.8%+10.0pp |
| Annual return | 19.19% | 34.56%-15.4pp | 30.28%-11.1pp | 578.59%-559.4pp |
| Employer contribution / active EE | $7,829 | $5,754+36.0% | $4,051+93.3% | $4,876+60.5% |
| Participant deferral / active EE | $2,431 | $4,005-39.3% | $3,287-26.1% | $5,439-55.3% |
| Admin fee / account holder | $743 | $7,425-90.0% | $5,479-86.4% | $10,886-93.2% |