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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,766 | $158,852-32.2% | $121,220-11.1% | $135,380-20.4% |
| Participation rate | 100.0% | 79.3%+20.7pp | 71.8%+28.2pp | 82.6%+17.4pp |
| Annual return | -10.93% | -0.64%-10.3pp | 16.94%-27.9pp | 519.81%-530.7pp |
| Employer contribution / active EE | $9,473 | $5,666+67.2% | $4,023+135.5% | $4,779+98.2% |
| Participant deferral / active EE | $3,225 | $4,006-19.5% | $3,345-3.6% | $5,609-42.5% |
| Admin fee / account holder | $844 | $6,515-87.0% | $5,021-83.2% | $10,828-92.2% |