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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,120 | $176,402-0.7% | $134,162+30.5% | $158,982+10.2% |
| Participation rate | 75.0% | 78.7%-3.7pp | 72.2%+2.8pp | 82.0%-7.0pp |
| Annual return | -3.36% | 63.66%-67.0pp | 36.35%-39.7pp | 302.99%-306.4pp |
| Employer contribution / active EE | $1,860 | $5,042-63.1% | $3,705-49.8% | $4,763-60.9% |
| Participant deferral / active EE | $4,727 | $4,093+15.5% | $3,500+35.1% | $5,983-21.0% |
| Admin fee / account holder | $8,660 | $8,719-0.7% | $6,685+29.5% | $11,252-23.0% |