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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,083 | $141,004+7.1% | $112,273+34.6% | $139,466+8.3% |
| Participation rate | 53.8% | 79.2%-25.4pp | 72.4%-18.6pp | 80.3%-26.5pp |
| Annual return | 20.41% | 32.75%-12.3pp | 30.23%-9.8pp | 373.66%-353.3pp |
| Employer contribution / active EE | $2,071 | $4,285-51.7% | $3,431-39.6% | $4,754-56.4% |
| Participant deferral / active EE | $6,288 | $5,878+7.0% | $4,800+31.0% | $6,712-6.3% |
| Admin fee / account holder | $224 | $9,959-97.7% | $7,752-97.1% | $11,409-98.0% |