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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,869 | $149,741-20.6% | $118,9140% | $158,982-25.2% |
| Participation rate | 37.5% | 82.1%-44.6pp | 75.4%-37.9pp | 82.0%-44.5pp |
| Annual return | 20.20% | 19.94%+0.3pp | 35.89%-15.7pp | 302.99%-282.8pp |
| Employer contribution / active EE | $1,472 | $4,119-64.3% | $3,264-54.9% | $4,763-69.1% |
| Participant deferral / active EE | $3,545 | $5,226-32.2% | $4,266-16.9% | $5,983-40.8% |
| Admin fee / account holder | -$6 | $8,607-100.1% | $6,582-100.1% | $11,252-100.1% |