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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,226 | $106,115-46.1% | $85,969-33.4% | $125,389-54.4% |
| Participation rate | 63.6% | 84.1%-20.4pp | 76.5%-12.9pp | 83.2%-19.6pp |
| Annual return | -0.82% | 13.93%-14.7pp | 9.32%-10.1pp | 282.24%-283.1pp |
| Employer contribution / active EE | $3,470 | $4,537-23.5% | $3,474-0.1% | $4,866-28.7% |
| Participant deferral / active EE | $6,571 | $4,859+35.2% | $3,829+71.6% | $5,352+22.8% |
| Admin fee / account holder | $4 | $8,144-99.9% | $6,053-99.9% | $9,541-100.0% |