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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,937 | $155,833-4.4% | $124,693+19.4% | $167,536-11.1% |
| Participation rate | 37.5% | 81.1%-43.6pp | 74.6%-37.1pp | 82.1%-44.6pp |
| Annual return | 16.99% | 17.98%-1.0pp | 5144.19%-5127.2pp | 478.82%-461.8pp |
| Employer contribution / active EE | $1,511 | $4,164-63.7% | $3,324-54.6% | $4,839-68.8% |
| Participant deferral / active EE | $3,423 | $5,675-39.7% | $4,615-25.8% | $6,342-46.0% |
| Admin fee / account holder | -$41 | $9,534-100.4% | $7,494-100.5% | $12,315-100.3% |