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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,253 | $47,848+107.4% | $81,473+21.8% | $70,126+41.5% |
| Participation rate | 94.9% | 58.3%+36.6pp | 68.0%+27.0pp | 69.5%+25.4pp |
| Annual return | 18.64% | 27.25%-8.6pp | 38.78%-20.1pp | 73.15%-54.5pp |
| Employer contribution / active EE | $182 | $1,527-88.1% | $2,568-92.9% | $2,343-92.2% |
| Participant deferral / active EE | $3,852 | $2,453+57.0% | $3,537+8.9% | $3,332+15.6% |
| Admin fee / account holder | $2,023 | $3,145-35.7% | $4,561-55.7% | $4,645-56.5% |