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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,830 | $45,872+215.7% | $77,100+87.8% | $68,490+111.5% |
| Participation rate | 83.6% | 55.9%+27.7pp | 67.9%+15.7pp | 67.9%+15.7pp |
| Annual return | -18.19% | 1.73%-19.9pp | 42.35%-60.5pp | -7.85%-10.3pp |
| Employer contribution / active EE | $188 | $1,650-88.6% | $2,815-93.3% | $2,597-92.8% |
| Participant deferral / active EE | $5,941 | $2,963+100.5% | $4,430+34.1% | $4,028+47.5% |
| Admin fee / account holder | $650 | $3,041-78.6% | $5,443-88.1% | $5,403-88.0% |