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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,002 | $42,383+140.7% | $76,518+33.3% | $64,173+58.9% |
| Participation rate | 94.8% | 58.1%+36.7pp | 68.0%+26.8pp | 69.6%+25.3pp |
| Annual return | -2.30% | -16.54%+14.2pp | -0.27%-2.0pp | 7.63%-9.9pp |
| Employer contribution / active EE | $184 | $1,563-88.2% | $2,647-93.1% | $2,381-92.3% |
| Participant deferral / active EE | $4,052 | $2,566+57.9% | $3,836+5.6% | $3,470+16.8% |
| Admin fee / account holder | $3,845 | $3,198+20.2% | $4,849-20.7% | $4,887-21.3% |