Retirement plan

CONGREGATIONAL HOME, INC. 401(K) SAVINGS PLAN

Name: CONGREGATIONAL HOME, INC. - CONGREGATIONAL HOME, INC. 401(K) SAVINGS PLAN (2020) Form 5500
Creator: CONGREGATIONAL HOME, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CONGREGATIONAL HOME, INC. 401(K) SAVINGS PLAN, CONGREGATIONAL HOME, INC.

CONGREGATIONAL HOME, INC.EIN 39-1167483Plan #001PY 2020

13900 W BURLEIGH RD - BROOKFIELD, WI 53005262-781-0550congregationalhome.orgLinkedIn201-500 employeeshospital & health care

Prospect flagsLow returnsLow participation

How to read this page

Total assets (EOY)

$4.4M

+5.8% from 2019

Total participants

216

-3.6% from 2019

Average account balance

$36,787

+3.1% from 2019

Annual return

9.49%

-14.79 pp from 2019

Benchmarks

See 5,415 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,415 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.90M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$61K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

42.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$446K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+20.67%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$8597

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
FIRST ALLIED ADVISORY SERVICES, INC1 year Filed as: FIRST ALLIED ADVISORY SERVICES INC. Service code 99 · EIN 20-4187012	Other Fees	$7,696
LAKESIDE WEALTH MANAGEMENT3 years Service code 99 · EIN 20-4455433	Other Fees	$5,347
EPIC RETIREMENT PLAN SERVICES3 years Filed as: PPG RETIREMENT PLAN SERVICES Service code 49	Other Services	$3,409
MORNINGSTAR3 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT Service code 26 · EIN 36-4317381	Advisory (Participants)	$120
VOYA RETIREMENT INSURANCE & ANNUITY3 years Filed as: VOYA RETIREMENT INS & ANNUITY CO Service code 26 · EIN 71-0294708	Advisory (Participants)	$120

Plan features & details

Pension benefit codes2E2J2K2F2G3D2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$26K

$134 / participant

Contract admin$26K100.0%

% of EOY assets

0.581%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: VRAKAS ADVISORS LLC
Auditor EIN: 831819454
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$36,787

$58,888-37.5%

$178,499-79.4%

$73,493-49.9%

Participation rate

50.0%

66.2%-16.2pp

81.9%-31.9pp

70.7%-20.7pp

Annual return

9.49%

24.86%-15.4pp

151.10%-141.6pp

28.51%-19.0pp

Employer contribution / active EE

$621

$2,236-72.2%

$5,011-87.6%

$2,270-72.6%

Participant deferral / active EE

$1,553

$2,568-39.5%

$5,202-70.1%

$3,740-58.5%

Admin fee / account holder

$214

$400-46.6%

$13,986-98.5%

$513-58.3%

Provider

Service type

Compensation

FIRST ALLIED ADVISORY SERVICES, INC1 year

Filed as: FIRST ALLIED ADVISORY SERVICES INC.

Service code 99 · EIN 20-4187012

Other Fees

$7,696

LAKESIDE WEALTH MANAGEMENT3 years

Service code 99 · EIN 20-4455433

Other Fees

$5,347

EPIC RETIREMENT PLAN SERVICES3 years

Filed as: PPG RETIREMENT PLAN SERVICES

Service code 49

Other Services

$3,409

MORNINGSTAR3 years

Filed as: MORNINGSTAR INVESTMENT MANAGEMENT

Service code 26 · EIN 36-4317381

Advisory (Participants)

$120

VOYA RETIREMENT INSURANCE & ANNUITY3 years

Filed as: VOYA RETIREMENT INS & ANNUITY CO

Service code 26 · EIN 71-0294708

Advisory (Participants)

$120

CONGREGATIONAL HOME, INC. 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CONGREGATIONAL HOME, INC. 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion