Retirement plan

CONGREGATIONAL HOME, INC. 401(K) SAVINGS PLAN

Name: CONGREGATIONAL HOME, INC. - CONGREGATIONAL HOME, INC. 401(K) SAVINGS PLAN (2018) Form 5500
Creator: CONGREGATIONAL HOME, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CONGREGATIONAL HOME, INC. 401(K) SAVINGS PLAN, CONGREGATIONAL HOME, INC.

CONGREGATIONAL HOME, INC.EIN 39-1167483Plan #001PY 2018

13900 W BURLEIGH RD - BROOKFIELD, WI 53005262-781-0550congregationalhome.orgLinkedIn201-500 employeeshospital & health care

Prospect flagsLow participationFailed to transmit contributionsCorrective distributions

How to read this page

Total assets (EOY)

$3.3M

-28.6% from 2017

Total participants

213

+15.1% from 2017

Average account balance

$26,760

-35.0% from 2017

Annual return

-3.37%

-19.64 pp from 2017

Benchmarks

See 5,259 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,259 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.90M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$61K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

42.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$446K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+20.67%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$8597

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
EPIC RETIREMENT PLAN SERVICES1 year Filed as: PPG RETIREMENT PLAN SERVICES LTD Service code 49	Other Services	$16,144
LAKESIDE WEALTH MANAGEMENT1 year Service code 99 · EIN 20-4455433	Other Fees	$9,529
JOHN HANCOCK LIFE INSURANCE COMPANY4+ years Filed as: JOHN HANCOCK LIFE INSURANCE CO USA Service code 15 · EIN 01-0233346	Recordkeeping	$84
MORNINGSTAR1 year Filed as: MORNINGSTAR INVESTMENT MANAGEMENT Service code 26 · EIN 36-4317381	Advisory (Participants)	$61
VOYA RETIREMENT INSURANCE & ANNUITY1 year Filed as: VOYA RETIREMENT INS & ANNUITY CO Service code 26 · EIN 71-0294708	Advisory (Participants)	$61
EPIC RETIREMENT PLAN SERVICES1 year Filed as: PPG RETIREMENT PLAN SERVICES Service code 49 5525 GREEN BAY ROAD · KENOSHA, WI 53144	Other Services	$0

Plan features & details

Pension benefit codes2E2J2K2F2G3D2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$10K

$53 / participant

Contract admin$10K100.0%

% of EOY assets

0.306%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: VRAKAS CPAS + ADVISORS
Auditor EIN: 391453055
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$26,760

$47,977-44.2%

$154,111-82.6%

$56,287-52.5%

Participation rate

52.9%

66.2%-13.3pp

83.0%-30.2pp

69.9%-17.0pp

Annual return

-3.37%

3.54%-6.9pp

735.18%-738.6pp

-9.96%+6.6pp

Employer contribution / active EE

$597

$2,169-72.5%

$5,298-88.7%

$2,111-71.7%

Participant deferral / active EE

$1,357

$2,392-43.2%

$5,081-73.3%

$3,350-59.5%

Admin fee / account holder

$82

$438-81.3%

$13,411-99.4%

$521-84.3%

Provider

Service type

Compensation

EPIC RETIREMENT PLAN SERVICES1 year

Filed as: PPG RETIREMENT PLAN SERVICES LTD

Service code 49

Other Services

$16,144

LAKESIDE WEALTH MANAGEMENT1 year

Service code 99 · EIN 20-4455433

Other Fees

$9,529

JOHN HANCOCK LIFE INSURANCE COMPANY4+ years

Filed as: JOHN HANCOCK LIFE INSURANCE CO USA

Service code 15 · EIN 01-0233346

Recordkeeping

$84

MORNINGSTAR1 year

Filed as: MORNINGSTAR INVESTMENT MANAGEMENT

Service code 26 · EIN 36-4317381

Advisory (Participants)

$61

VOYA RETIREMENT INSURANCE & ANNUITY1 year

Filed as: VOYA RETIREMENT INS & ANNUITY CO

Service code 26 · EIN 71-0294708

Advisory (Participants)

$61

EPIC RETIREMENT PLAN SERVICES1 year

Filed as: PPG RETIREMENT PLAN SERVICES

Service code 49

5525 GREEN BAY ROAD · KENOSHA, WI 53144

Other Services

CONGREGATIONAL HOME, INC. 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CONGREGATIONAL HOME, INC. 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion