Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE CO USA Service code 15 · EIN 01-0233346 | Recordkeeping | $536 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,237 | $46,732-11.8% | $156,551-73.7% | $55,167-25.3% |
| Participation rate | 56.2% | 65.8%-9.6pp | 84.0%-27.8pp | 69.0%-12.8pp |
| Annual return | 10.22% | 17.72%-7.5pp | 32.23%-22.0pp | 169.23%-159.0pp |
| Employer contribution / active EE | $953 | $2,105-54.7% | $5,501-82.7% | $1,963-51.5% |
| Participant deferral / active EE | $1,740 | $2,204-21.1% | $4,871-64.3% | $3,054-43.0% |
| Admin fee / account holder | $20 | $418-95.2% | $13,028-99.8% | $504-96.0% |