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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,549 | $254,759+52.5% | $216,567+79.4% | $198,609+95.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 16.84% | 10.04%+6.8pp | 12.94%+3.9pp | 202.70%-185.9pp |
| Employer contribution / active EE | $2,732 | $6,096-55.2% | $5,216-47.6% | $5,055-46.0% |
| Participant deferral / active EE | $5,559 | $6,948-20.0% | $6,191-10.2% | $6,977-20.3% |
| Admin fee / account holder | $8,455 | $26,311-67.9% | $21,981-61.5% | $19,030-55.6% |