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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,263 | $103,393+157.5% | $87,103+205.7% | $152,909+74.1% |
| Participation rate | 88.9% | 79.4%+9.5pp | 76.9%+12.0pp | 82.5%+6.4pp |
| Annual return | 21.43% | 28.10%-6.7pp | 28.19%-6.8pp | 345.46%-324.0pp |
| Employer contribution / active EE | $1,981 | $3,221-38.5% | $2,521-21.4% | $4,764-58.4% |
| Participant deferral / active EE | $5,641 | $4,778+18.0% | $4,049+39.3% | $5,851-3.6% |
| Admin fee / account holder | $893 | $12,195-92.7% | $7,491-88.1% | $11,601-92.3% |