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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,040 | $110,240+263.8% | $96,544+315.4% | $139,487+187.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 15.04% | 26.41%-11.4pp | 25.88%-10.8pp | 373.84%-358.8pp |
| Employer contribution / active EE | $3,218 | $3,622-11.2% | $2,966+8.5% | $4,755-32.3% |
| Participant deferral / active EE | $10,534 | $5,549+89.8% | $4,851+117.1% | $6,713+56.9% |
| Admin fee / account holder | $24,493 | $11,602+111.1% | $8,254+196.7% | $11,407+114.7% |