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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,615 | $138,312+152.1% | $122,979+183.5% | $155,188+124.6% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 14.88% | 22.06%-7.2pp | 20.12%-5.2pp | 148.84%-134.0pp |
| Employer contribution / active EE | $2,392 | $3,530-32.2% | $3,062-21.9% | $4,248-43.7% |
| Participant deferral / active EE | $7,799 | $5,592+39.5% | $5,003+55.9% | $6,531+19.4% |
| Admin fee / account holder | $44,593 | $15,089+195.5% | $12,864+246.6% | $14,480+208.0% |