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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,161 | $81,276+245.9% | $155,574+80.7% | $80,925+247.4% |
| Participation rate | 83.9% | 66.2%+17.6pp | 78.2%+5.7pp | 67.7%+16.2pp |
| Annual return | 11.30% | 33.36%-22.1pp | 64.87%-53.6pp | 35.65%-24.3pp |
| Employer contribution / active EE | $9,453 | $3,103+204.6% | $4,676+102.2% | $2,756+243.0% |
| Participant deferral / active EE | $3,790 | $3,453+9.8% | $5,629-32.7% | $4,299-11.8% |
| Admin fee / account holder | $7,605 | $7,993-4.9% | $15,914-52.2% | $6,940+9.6% |