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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,290 | $76,407+265.5% | $150,298+85.8% | $82,448+238.7% |
| Participation rate | 86.4% | 66.4%+20.0pp | 77.8%+8.6pp | 68.1%+18.3pp |
| Annual return | 13.95% | 39.99%-26.0pp | 62.79%-48.8pp | 41.64%-27.7pp |
| Employer contribution / active EE | $9,744 | $2,614+272.8% | $4,154+134.6% | $2,551+282.0% |
| Participant deferral / active EE | $3,532 | $3,214+9.9% | $5,453-35.2% | $4,139-14.7% |
| Admin fee / account holder | $9,034 | $6,352+42.2% | $14,116-36.0% | $7,234+24.9% |