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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,161 | $81,358+245.6% | $155,556+80.7% | $80,959+247.3% |
| Participation rate | 83.9% | 66.3%+17.6pp | 78.2%+5.6pp | 67.7%+16.2pp |
| Annual return | 11.30% | 33.39%-22.1pp | 64.84%-53.5pp | 35.67%-24.4pp |
| Employer contribution / active EE | $9,453 | $3,106+204.3% | $4,675+102.2% | $2,757+242.8% |
| Participant deferral / active EE | $3,790 | $3,455+9.7% | $5,631-32.7% | $4,300-11.9% |
| Admin fee / account holder | $7,605 | $7,994-4.9% | $15,885-52.1% | $6,925+9.8% |