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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,854 | $109,908+22.7% | $97,161+38.8% | $145,978-7.6% |
| Participation rate | 87.5% | 75.9%+11.6pp | 72.7%+14.8pp | 80.3%+7.2pp |
| Annual return | 14.78% | 243.80%-229.0pp | 75.36%-60.6pp | 550.52%-535.7pp |
| Employer contribution / active EE | $2,700 | $3,077-12.3% | $2,723-0.8% | $4,662-42.1% |
| Participant deferral / active EE | $6,532 | $4,679+39.6% | $4,265+53.1% | $6,690-2.4% |
| Admin fee / account holder | $3,041 | $6,213-51.1% | $5,647-46.2% | $13,400-77.3% |