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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,305 | $110,248+7.3% | $95,728+23.6% | $139,456-15.2% |
| Participation rate | 80.0% | 75.7%+4.3pp | 72.3%+7.7pp | 80.3%-0.3pp |
| Annual return | 20.48% | 27.16%-6.7pp | 28.40%-7.9pp | 373.45%-353.0pp |
| Employer contribution / active EE | $2,675 | $3,258-17.9% | $2,835-5.6% | $4,753-43.7% |
| Participant deferral / active EE | $5,925 | $4,675+26.7% | $4,245+39.6% | $6,711-11.7% |
| Admin fee / account holder | $1,122 | $6,607-83.0% | $5,673-80.2% | $11,407-90.2% |