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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,345 | $121,677-29.9% | $104,625-18.4% | $158,966-46.3% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 21.57% | 465.58%-444.0pp | 340.60%-319.0pp | 302.95%-281.4pp |
| Employer contribution / active EE | $2,164 | $3,165-31.6% | $2,681-19.3% | $4,762-54.6% |
| Participant deferral / active EE | $3,970 | $4,175-4.9% | $3,738+6.2% | $5,983-33.7% |
| Admin fee / account holder | $3,801 | $7,777-51.1% | $6,465-41.2% | $11,250-66.2% |