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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,619 | $47,848-40.2% | $81,473-64.9% | $70,126-59.2% |
| Participation rate | 96.9% | 58.3%+38.6pp | 68.0%+28.9pp | 69.5%+27.3pp |
| Annual return | 7.62% | 27.25%-19.6pp | 38.78%-31.2pp | 73.15%-65.5pp |
| Employer contribution / active EE | $1,597 | $1,527+4.6% | $2,568-37.8% | $2,343-31.8% |
| Participant deferral / active EE | $1,322 | $2,453-46.1% | $3,537-62.6% | $3,332-60.3% |
| Admin fee / account holder | $5,833 | $3,145+85.5% | $4,561+27.9% | $4,645+25.6% |