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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,608 | $49,897-68.7% | $80,648-80.6% | $75,177-79.2% |
| Participation rate | 86.8% | 55.3%+31.5pp | 67.0%+19.8pp | 67.2%+19.6pp |
| Annual return | 11.38% | 34.68%-23.3pp | 937.21%-925.8pp | 160.75%-149.4pp |
| Employer contribution / active EE | $1,929 | $1,699+13.6% | $2,724-29.2% | $2,671-27.8% |
| Participant deferral / active EE | $841 | $2,992-71.9% | $4,443-81.1% | $4,126-79.6% |
| Admin fee / account holder | $4,630 | $3,579+29.4% | $5,382-14.0% | $5,651-18.1% |