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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,990 | $45,872-63.0% | $77,100-78.0% | $68,490-75.2% |
| Participation rate | 94.6% | 55.9%+38.7pp | 67.9%+26.7pp | 67.9%+26.7pp |
| Annual return | -16.60% | 1.73%-18.3pp | 42.35%-59.0pp | -7.85%-8.7pp |
| Employer contribution / active EE | $1,981 | $1,650+20.1% | $2,815-29.6% | $2,597-23.7% |
| Participant deferral / active EE | $1,015 | $2,963-65.8% | $4,430-77.1% | $4,028-74.8% |
| Admin fee / account holder | $2,960 | $3,041-2.7% | $5,443-45.6% | $5,403-45.2% |