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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,326 | $106,236+173.3% | $96,496+200.9% | $139,427+108.2% |
| Participation rate | 71.4% | 77.8%-6.4pp | 74.3%-2.9pp | 80.3%-8.9pp |
| Annual return | 15.05% | 38.43%-23.4pp | 35.70%-20.6pp | 373.27%-358.2pp |
| Employer contribution / active EE | $3,169 | $4,104-22.8% | $3,738-15.2% | $4,752-33.3% |
| Participant deferral / active EE | $7,826 | $5,455+43.5% | $4,879+60.4% | $6,711+16.6% |
| Admin fee / account holder | $32,901 | $7,879+317.6% | $6,731+388.8% | $11,404+188.5% |