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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,326 | $106,280+173.2% | $96,538+200.7% | $139,487+108.1% |
| Participation rate | 71.4% | 77.8%-6.4pp | 74.3%-2.9pp | 80.3%-8.9pp |
| Annual return | 15.05% | 38.48%-23.4pp | 35.74%-20.7pp | 373.84%-358.8pp |
| Employer contribution / active EE | $3,169 | $4,107-22.8% | $3,740-15.3% | $4,755-33.3% |
| Participant deferral / active EE | $7,826 | $5,457+43.4% | $4,880+60.4% | $6,713+16.6% |
| Admin fee / account holder | $32,901 | $7,888+317.1% | $6,737+388.3% | $11,407+188.4% |