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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,753 | $115,814+123.4% | $101,275+155.5% | $158,982+62.8% |
| Participation rate | 88.9% | 79.4%+9.5pp | 75.8%+13.1pp | 82.0%+6.9pp |
| Annual return | 13.87% | 56.16%-42.3pp | 46.48%-32.6pp | 302.99%-289.1pp |
| Employer contribution / active EE | $2,950 | $4,176-29.4% | $3,660-19.4% | $4,763-38.1% |
| Participant deferral / active EE | $5,445 | $4,958+9.8% | $4,371+24.6% | $5,983-9.0% |
| Admin fee / account holder | $2,835 | $7,249-60.9% | $5,948-52.3% | $11,252-74.8% |