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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,753 | $115,780+123.5% | $101,255+155.5% | $158,931+62.8% |
| Participation rate | 88.9% | 79.4%+9.5pp | 75.8%+13.1pp | 82.0%+6.9pp |
| Annual return | 13.87% | 56.14%-42.3pp | 46.48%-32.6pp | 302.86%-289.0pp |
| Employer contribution / active EE | $2,950 | $4,175-29.3% | $3,660-19.4% | $4,761-38.0% |
| Participant deferral / active EE | $5,445 | $4,958+9.8% | $4,370+24.6% | $5,982-9.0% |
| Admin fee / account holder | $2,835 | $7,246-60.9% | $5,946-52.3% | $11,247-74.8% |