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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,979 | $124,351+134.0% | $109,188+166.5% | $167,553+73.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 12.47% | 26.04%-13.6pp | 25.76%-13.3pp | 478.89%-466.4pp |
| Employer contribution / active EE | $5,517 | $4,210+31.1% | $3,723+48.2% | $4,840+14.0% |
| Participant deferral / active EE | $6,145 | $5,257+16.9% | $4,654+32.0% | $6,343-3.1% |
| Admin fee / account holder | $8,847 | $7,975+10.9% | $6,755+31.0% | $12,316-28.2% |