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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,030 | $167,030-35.3% | $135,768-20.4% | $155,188-30.4% |
| Participation rate | 76.5% | 76.2%+0.3pp | 71.1%+5.4pp | 80.8%-4.3pp |
| Annual return | 19.62% | 678.39%-658.8pp | 526.10%-506.5pp | 148.84%-129.2pp |
| Employer contribution / active EE | $2,199 | $4,132-46.8% | $3,394-35.2% | $4,248-48.2% |
| Participant deferral / active EE | $4,548 | $4,528+0.5% | $3,977+14.4% | $6,531-30.4% |
| Admin fee / account holder | $4,221 | $8,172-48.3% | $7,048-40.1% | $14,480-70.8% |