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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,662 | $156,897-56.2% | $121,147-43.3% | $139,427-50.8% |
| Participation rate | 66.7% | 76.4%-9.8pp | 69.5%-2.8pp | 80.3%-13.7pp |
| Annual return | 18.58% | 1475.10%-1456.5pp | 986.30%-967.7pp | 373.27%-354.7pp |
| Employer contribution / active EE | $1,445 | $5,539-73.9% | $4,166-65.3% | $4,752-69.6% |
| Participant deferral / active EE | $3,085 | $4,846-36.3% | $4,081-24.4% | $6,711-54.0% |
| Admin fee / account holder | $303 | $6,948-95.6% | $5,646-94.6% | $11,404-97.3% |