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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,662 | $156,970-56.3% | $121,210-43.4% | $139,487-50.8% |
| Participation rate | 66.7% | 76.5%-9.8pp | 69.5%-2.9pp | 80.3%-13.7pp |
| Annual return | 18.58% | 1477.10%-1458.5pp | 987.41%-968.8pp | 373.84%-355.3pp |
| Employer contribution / active EE | $1,445 | $5,546-74.0% | $4,171-65.4% | $4,755-69.6% |
| Participant deferral / active EE | $3,085 | $4,849-36.4% | $4,084-24.5% | $6,713-54.0% |
| Admin fee / account holder | $303 | $6,947-95.6% | $5,647-94.6% | $11,407-97.3% |