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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,999 | $176,688-67.2% | $130,660-55.6% | $152,909-62.1% |
| Participation rate | 64.7% | 79.0%-14.3pp | 71.7%-7.0pp | 82.5%-17.7pp |
| Annual return | 17.89% | 2693.08%-2675.2pp | 1709.29%-1691.4pp | 345.46%-327.6pp |
| Employer contribution / active EE | $1,164 | $5,743-79.7% | $4,092-71.6% | $4,764-75.6% |
| Participant deferral / active EE | $2,076 | $4,362-52.4% | $3,603-42.4% | $5,851-64.5% |
| Admin fee / account holder | $23,632 | $7,131+231.4% | $5,463+332.6% | $11,601+103.7% |