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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,826 | $56,894+428.7% | $84,753+254.9% | $62,881+378.4% |
| Participation rate | 96.4% | 68.5%+27.8pp | 76.6%+19.8pp | 69.3%+27.1pp |
| Annual return | 11.61% | 6.30%+5.3pp | 22.78%-11.2pp | 20.14%-8.5pp |
| Employer contribution / active EE | $11,165 | $2,400+365.2% | $3,574+212.3% | $2,281+389.5% |
| Participant deferral / active EE | $4,698 | $2,709+73.4% | $3,712+26.6% | $3,203+46.7% |
| Admin fee / account holder | $2,992 | $3,581-16.4% | $5,333-43.9% | $4,296-30.3% |