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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,789 | $81,487+242.1% | $102,412+172.2% | $80,935+244.5% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 16.00% | 25.60%-9.6pp | 24.94%-8.9pp | 35.66%-19.7pp |
| Employer contribution / active EE | $18,817 | $3,103+506.4% | $3,870+386.3% | $2,757+582.6% |
| Participant deferral / active EE | $7,558 | $3,871+95.3% | $5,060+49.4% | $4,299+75.8% |
| Admin fee / account holder | $22,241 | $6,717+231.1% | $8,388+165.2% | $6,924+221.2% |