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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,832 | $57,352+450.7% | $83,831+276.7% | $64,173+392.2% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -5.88% | 11.38%-17.3pp | 850.99%-856.9pp | 7.63%-13.5pp |
| Employer contribution / active EE | $17,321 | $2,546+580.5% | $3,631+377.0% | $2,381+627.5% |
| Participant deferral / active EE | $5,901 | $2,993+97.2% | $4,082+44.6% | $3,470+70.1% |
| Admin fee / account holder | $17,860 | $4,046+341.4% | $5,479+226.0% | $4,887+265.4% |