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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,689 | $106,008-3.1% | $92,240+11.3% | $147,586-30.4% |
| Participation rate | 75.0% | 80.4%-5.4pp | 76.5%-1.5pp | 82.8%-7.8pp |
| Annual return | 10.70% | 50.05%-39.4pp | 176.29%-165.6pp | 578.59%-567.9pp |
| Employer contribution / active EE | $1,125 | $4,333-74.0% | $3,680-69.4% | $4,876-76.9% |
| Participant deferral / active EE | $2,704 | $4,478-39.6% | $3,897-30.6% | $5,439-50.3% |
| Admin fee / account holder | $1,199 | $6,333-81.1% | $5,194-76.9% | $10,886-89.0% |