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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,666 | $91,536-40.3% | $130,062-58.0% | $75,177-27.3% |
| Participation rate | 96.2% | 71.5%+24.7pp | 78.5%+17.6pp | 67.2%+28.9pp |
| Annual return | 15.29% | -631.62%+646.9pp | -137.37%+152.7pp | 160.75%-145.5pp |
| Employer contribution / active EE | $1,189 | $2,845-58.2% | $4,322-72.5% | $2,671-55.5% |
| Participant deferral / active EE | $4,292 | $4,343-1.2% | $5,821-26.3% | $4,126+4.0% |
| Admin fee / account holder | $5,087 | $6,780-25.0% | $10,601-52.0% | $5,651-10.0% |