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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,871 | $83,485-6.7% | $125,195-37.8% | $72,976+6.7% |
| Participation rate | 84.6% | 73.3%+11.3pp | 79.8%+4.8pp | 69.5%+15.1pp |
| Annual return | 13.02% | 25.77%-12.7pp | 43.79%-30.8pp | 81.02%-68.0pp |
| Employer contribution / active EE | $1,157 | $2,346-50.7% | $3,866-70.1% | $2,440-52.6% |
| Participant deferral / active EE | $3,211 | $3,586-10.5% | $4,937-35.0% | $3,608-11.0% |
| Admin fee / account holder | $18,446 | $5,518+234.3% | $9,704+90.1% | $5,124+260.0% |