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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,652 | $127,387-32.0% | $115,038-24.7% | $125,389-30.9% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -5.50% | 31.28%-36.8pp | 26.14%-31.6pp | 282.24%-287.7pp |
| Employer contribution / active EE | $1,750 | $5,166-66.1% | $4,608-62.0% | $4,866-64.0% |
| Participant deferral / active EE | $101 | $6,423-98.4% | $6,026-98.3% | $5,352-98.1% |
| Admin fee / account holder | $1,013 | $9,516-89.4% | $8,175-87.6% | $9,541-89.4% |