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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,981 | $148,629+28.5% | $135,982+40.4% | $139,487+36.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 14.52% | 79.33%-64.8pp | 68.32%-53.8pp | 373.84%-359.3pp |
| Employer contribution / active EE | $2,260 | $5,247-56.9% | $4,859-53.5% | $4,755-52.5% |
| Participant deferral / active EE | $1,615 | $8,102-80.1% | $7,760-79.2% | $6,713-75.9% |
| Admin fee / account holder | $3,764 | $12,406-69.7% | $10,767-65.0% | $11,407-67.0% |