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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,784 | $138,114+4.8% | $125,391+15.5% | $134,545+7.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -15.98% | 750.88%-766.9pp | 572.41%-588.4pp | 418.37%-434.3pp |
| Employer contribution / active EE | $1,925 | $5,246-63.3% | $4,816-60.0% | $4,742-59.4% |
| Participant deferral / active EE | $1,587 | $7,801-79.7% | $7,448-78.7% | $6,401-75.2% |
| Admin fee / account holder | $21,429 | $11,570+85.2% | $10,009+114.1% | $11,431+87.5% |