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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,572 | $70,684-49.7% | $169,390-79.0% | $75,173-52.7% |
| Participation rate | 97.0% | 64.8%+32.2pp | 77.2%+19.8pp | 67.2%+29.8pp |
| Annual return | 13.63% | 36.38%-22.8pp | 406.07%-392.4pp | 160.72%-147.1pp |
| Employer contribution / active EE | $2,417 | $2,211+9.3% | $4,013-39.8% | $2,671-9.5% |
| Participant deferral / active EE | $4,560 | $4,310+5.8% | $6,222-26.7% | $4,126+10.5% |
| Admin fee / account holder | $4,633 | $5,404-14.3% | $9,015-48.6% | $5,651-18.0% |