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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,878 | $72,027-41.9% | $185,861-77.5% | $79,856-47.6% |
| Participation rate | 88.6% | 65.8%+22.8pp | 78.0%+10.5pp | 69.6%+18.9pp |
| Annual return | 9.66% | 23.13%-13.5pp | 35.96%-26.3pp | 31.71%-22.1pp |
| Employer contribution / active EE | $1,430 | $1,965-27.3% | $4,088-65.0% | $2,471-42.1% |
| Participant deferral / active EE | $2,461 | $3,780-34.9% | $5,634-56.3% | $3,741-34.2% |
| Admin fee / account holder | $680 | $4,513-84.9% | $9,503-92.8% | $5,306-87.2% |