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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,302 | $69,012-50.3% | $160,009-78.6% | $68,486-49.9% |
| Participation rate | 96.8% | 65.4%+31.4pp | 78.0%+18.8pp | 67.9%+28.9pp |
| Annual return | -15.06% | -9.65%-5.4pp | 408.85%-423.9pp | -7.85%-7.2pp |
| Employer contribution / active EE | $2,185 | $2,212-1.2% | $4,225-48.3% | $2,597-15.9% |
| Participant deferral / active EE | $4,108 | $4,212-2.5% | $6,183-33.6% | $4,028+2.0% |
| Admin fee / account holder | $8,303 | $4,798+73.0% | $8,715-4.7% | $5,404+53.6% |