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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,222 | $77,920-88.2% | $149,723-93.8% | $75,177-87.7% |
| Participation rate | 91.3% | 65.6%+25.7pp | 78.8%+12.5pp | 67.2%+24.1pp |
| Annual return | 14.00% | 31.72%-17.7pp | 134.50%-120.5pp | 160.75%-146.8pp |
| Employer contribution / active EE | $430 | $3,138-86.3% | $4,821-91.1% | $2,671-83.9% |
| Participant deferral / active EE | $1,326 | $3,411-61.1% | $5,682-76.7% | $4,126-67.9% |
| Admin fee / account holder | $343 | $5,951-94.2% | $13,215-97.4% | $5,651-93.9% |