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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,050 | $85,171-90.5% | $172,753-95.3% | $72,976-89.0% |
| Participation rate | 97.3% | 70.1%+27.2pp | 82.6%+14.7pp | 69.5%+27.8pp |
| Annual return | 17.19% | 27.32%-10.1pp | 803.00%-785.8pp | 81.02%-63.8pp |
| Employer contribution / active EE | $418 | $3,324-87.4% | $5,144-91.9% | $2,440-82.9% |
| Participant deferral / active EE | $1,609 | $3,260-50.6% | $5,198-69.0% | $3,608-55.4% |
| Admin fee / account holder | $831 | $5,880-85.9% | $13,956-94.0% | $5,124-83.8% |