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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,472 | $73,863-88.5% | $143,797-94.1% | $68,490-87.6% |
| Participation rate | 91.7% | 66.7%+25.0pp | 80.3%+11.3pp | 67.9%+23.8pp |
| Annual return | -15.66% | 0.91%-16.6pp | -0.04%-15.6pp | -7.85%-7.8pp |
| Employer contribution / active EE | $268 | $3,185-91.6% | $4,952-94.6% | $2,597-89.7% |
| Participant deferral / active EE | $1,849 | $3,385-45.4% | $5,638-67.2% | $4,028-54.1% |
| Admin fee / account holder | $1,075 | $5,756-81.3% | $14,679-92.7% | $5,403-80.1% |