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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,921 | $91,198-90.2% | $178,503-95.0% | $79,856-88.8% |
| Participation rate | 90.0% | 69.2%+20.8pp | 81.9%+8.1pp | 69.6%+20.4pp |
| Annual return | 13.18% | 24.20%-11.0pp | 151.12%-137.9pp | 31.71%-18.5pp |
| Employer contribution / active EE | $367 | $3,257-88.7% | $5,011-92.7% | $2,471-85.2% |
| Participant deferral / active EE | $1,424 | $3,237-56.0% | $5,202-72.6% | $3,741-61.9% |
| Admin fee / account holder | $1,304 | $6,748-80.7% | $13,987-90.7% | $5,306-75.4% |