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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,535 | $93,346-23.4% | $71,796-0.4% | $273,972-73.9% |
| Participation rate | 60.0% | 76.5%-16.5pp | 69.1%-9.1pp | 83.0%-23.0pp |
| Annual return | 21.38% | 130.39%-109.0pp | 78.04%-56.7pp | 41.46%-20.1pp |
| Employer contribution / active EE | $372 | $2,733-86.4% | $1,924-80.7% | $4,869-92.4% |
| Participant deferral / active EE | $1,287 | $3,475-63.0% | $2,794-53.9% | $5,287-75.7% |
| Admin fee / account holder | $4,610 | $6,571-29.8% | $4,815-4.2% | $10,133-54.5% |