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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,765 | $118,877-42.2% | $96,570-28.8% | $167,536-59.0% |
| Participation rate | 73.3% | 75.5%-2.2pp | 69.8%+3.5pp | 82.1%-8.8pp |
| Annual return | 10.94% | 50.50%-39.6pp | 37.79%-26.8pp | 478.82%-467.9pp |
| Employer contribution / active EE | $184 | $3,121-94.1% | $2,357-92.2% | $4,839-96.2% |
| Participant deferral / active EE | $1,919 | $4,617-58.4% | $3,849-50.1% | $6,342-69.7% |
| Admin fee / account holder | $653 | $8,069-91.9% | $6,182-89.4% | $12,315-94.7% |