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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,267 | $99,652-28.5% | $78,778-9.5% | $147,586-51.7% |
| Participation rate | 64.7% | 76.2%-11.5pp | 69.2%-4.5pp | 82.8%-18.1pp |
| Annual return | 16.47% | 47.28%-30.8pp | 35.62%-19.2pp | 578.59%-562.1pp |
| Employer contribution / active EE | $364 | $2,796-87.0% | $1,986-81.7% | $4,876-92.5% |
| Participant deferral / active EE | $1,642 | $3,664-55.2% | $2,958-44.5% | $5,439-69.8% |
| Admin fee / account holder | $430 | $7,155-94.0% | $5,134-91.6% | $10,886-96.0% |