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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,431 | $73,004+2.0% | $90,752-18.0% | $68,498+8.7% |
| Participation rate | 59.0% | 70.8%-11.9pp | 75.7%-16.7pp | 67.9%-8.9pp |
| Annual return | -9.54% | -13.81%+4.3pp | -12.16%+2.6pp | -7.84%-1.7pp |
| Employer contribution / active EE | $1,433 | $2,193-34.6% | $2,921-50.9% | $2,596-44.8% |
| Participant deferral / active EE | $5,498 | $3,627+51.6% | $4,564+20.5% | $4,027+36.5% |
| Admin fee / account holder | $3,341 | $5,896-43.3% | $8,446-60.4% | $5,403-38.2% |